There are a number of things you can do to lower the cost of your auto-car insurance. The easiest thing to do is to shop around. It is not surprising to find quotes on auto-car insurance that can vary by hundreds of dollars for the same insurance coverage on the same car. When you shop, be careful to make sure each insurer is offering the same insurance coverage. Many insurers use the ISO policy forms, but this is not always the case. Another way to lower the cost of your auto-car insurance is to look for any discounts that you may qualify for. For example, many insurers will offer you a discount if you insure multiple cars under the same insurance policy, or if you have had a driver education class in the last five years. Be sure to ask your agent or your insurance company about their discount plans. Another easy way to lower the cost of your auto-car insurance is to increase the deductible. Simply raising your deductible from $250 to $500 can lower your premium sometimes by as much as five or ten percent. However, you should be careful to make sure that you have the financial resources necessary to handle the larger deductible.